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When you purchase a home using my service you do not pay me a commission. I am paid by the seller’s real estate broker, who in return is being paid by the seller. I represent you and only you in the purchase transaction.
Financing - Unless you are paying cash, you need to obtain financing through a lender. I work closely with a lender and would be happy to refer him to you if needed.
You need a Lender’s Pre-Qualification Letter to submit an offer. If you are paying cash you will need to show Proof of Funds.
Home Search - You are now Pre-Qualified and know your price range. It is time for the FUN to begin! You will tell me what Price, city/town, square footage, bedrooms, bathrooms and garage size that you want. I can even narrow it down to a single level or 2 story home, pool, subdivision, schools, golf lot, etc. Once I have your search criteria I will set you up on the Multiple Listing Service (MLS) search and send you emails of homes that fit your search criteria. When you view a home or homes that you want to see, just let me know the address or MLS# and I will set up the appointment. I can meet you at the home or pick you up, which ever you prefer. As new listings or price changes occur, they will be automatically emailed to you. Please keep in mind that the MLS is the Grand Daddy of the real estate search engines. It is the MAIN Machine! Zillow, Trulia, Realtor.com, Homes.com, Redfin and every other real estate site including my own personal website receives their listings from the MLS. If you are searching for homes on these other sites you will already have the homes sent to you from the MLS. The only time you will get anything different is if you change the search criteria that you gave me on these sites. Many times we have buyers call and have me look up a home that they found on Trulia or Zillow only to find out it sold 6 months ago. The MLS is up to date and homes are emailed to you instantly as they come on the market.
If you would like to look at “new” homes I can show you those homes also. Please do not walk into a new home subdivision without me. I have to be with you on your first visit to a new home subdivision for them to pay me. Keep in mind that the agent in the new home subdivision represents the seller not you. If you see a For Sale by Owner please write down the number and let me call them. Most owners will work with realtors on the buying side.
The very first home you see may be the one you purchase or it may take you a 100 showings. Take your time and find the home you really want. I have worked with a couple that took them just over a year to find their home and that was showing them homes almost weekly.
Making the Offer – You have found the home that fits your needs and wants and you are ready to make an offer. I will advise you on the offer you make and show you comparables of the neighborhood, however it is really your decision on what you would like to offer. A little advice though… If you are in a price range where there are lots of buyers and investors ($100,000-$200,000) and you really want a specific home, don’t low ball the seller and expect to get the home. In that price range and in a decent seller’s market there is always a buyer coming in behind you that same day, looking at the home you just looked at. Give them their price or close to it. Homes that are new to the market are usually going to hold firm on their price for a few weeks. The longer on the market, the better chance on getting a lower price. Remember, I work for you not the seller. You can offer whatever amount you want and I will write it up.
When I write the offer there are items to consider that are part of the Purchase Contract:
Once the offer is written I will then send it with all addendums and your pre-qualification letter to the seller’s agent. The agent will then meet with the seller and they should do one of the following before the deadline that we have given them on the offer:
Your Offer Has Been Accepted! – Awesome!! You have a home under contract! Now the waiting, the inspections, the appraisal, tons of paper work, more waiting, etc. Here is what happens usually in this order:
Keep in mind, this is not another counter offer situation. What the seller says they will do is just that. You then have to decide how you want to proceed with the purchase…go forward or cancel.
NOTE: Sometimes things don’t go as planned and we do not close escrow on time. This can be very frustrating for EVERYONE! Vehicles are packed and you are wanting to move in. Sellers are loaded up and even sometimes on the road to another state. We do not want this to happen to you! We all need to stay on top of the lender to make sure they get all the documents to title 3 days before COE.
Sometimes Good Things Fall Apart so Better Things Can Fall Together.
You Have a New Home!